5 Best Toyota Car Insurance and How to Claim

For those of you who own a Toyota car, of course you need to protect your car with insurance. Currently, there are several car insurance companies that offer coverage for your Toyota car. Here’s the list.

Best Toyota Car Insurance List

For those of you who want to protect your favorite Toyota car with insurance, here are the five best Toyota car insurances that you can choose from.

Zurich Autocillin

Zurich car insurance Autocillin provides three protection options for your Toyota car that you can customize to your needs, namely: TLO, Comprehensive, and Comprehensive Plus.

The three protection options offered are:

Total Loss Only Guarantee

Replacement for damage or loss with a total of 75 percent that occurred due to accidents, fire, or theft.

2. Comprehensive Guarantee

Replacement for damage or loss of part or total loss from the risk of accidents, fire and theft.

3. Comprehensive Plus

Replacement for damage or loss of part or total loss due to accidents, fire, and theft. In addition, Comprehensive Plus protection also provides protection against the risk of typhoons, floods, storms, hail, landslides, earthquakes, tsunamis, volcanic eruptions, riots, riots, as well as personal and passenger accidents.

The benefits of Zurich Autocillin car insurance include covering partial, total and loss damage, repairs at authorized car repair shops (ATPM), claims using the Autocillin mobile application, free towing, ambulance, and emergency road assistance, free vehicle registration extension, and warranty repairs. spare parts for six months. In addition, there is also flood insurance for cars .

TLO Premium Price: IDR 71,932/month
All Risk Premium Price: Rp218,475/month
Workshop partners: 300+
Car age: max 10 years old

Zurich Syariah (Autocillin Ikhlas)

Zurich also offers a sharia car insurance called Autocillin Ikhlas. This Toyota car insurance offers two choices of protection packages, namely Comprehensive and Total Loss Only, with contributions according to the type of protection you choose.

Protection options include:

Comprehensive protection that covers loss or damage to motorized vehicles resulting from falling other objects, fire, evil deeds, theft, theft, collisions, collisions or other traffic accidents caused by sleepy drivers, broken tires, loss of steering, wheel slippage or other causes. others that are not excluded from the policy.

Total Loss Only Protection which covers total loss or damage (minimum damage value of 75% of the vehicle insurance price) on motorized vehicles resulting from the fall of other objects, fire, evil deeds, theft, confiscation, collision, collision or other traffic accidents caused by driver drowsiness, tire burst, loss of steering, wheel slippage or other causes not excluded in the policy.

Car insurance benefits from Zurich Autocillin Ikhlas include return premiums if there are no claims, MUI certified, free of usury, covering partial, total, and loss damage, repairs at official workshops according to car brands (ATPM), car claims through Autocillin mobile apps , free of charge towing, ambulance, and emergency road assistance, free vehicle registration extension, and a six-month warranty on repairs and spare parts.

TLO Premium Price: IDR 35,000/month
All Risk Premium Price: Rp193.123/month
Workshop partners: 300+
Car age: max 10 years old

ACA Car Insurance

ACA Car Insurance offers an All Risk policy option that covers losses including scratches, dents, and major damage. In addition, there is also a Total Loss Only (TLO) policy option that provides compensation for total damage only, such as theft or falling. One of the advantages of using ACA as your car insurance is that you will be provided with a replacement car facility during repairs at the workshop.

ACA offers two protection options, namely Comprehensive and Automatic. For more details, you can check ACA car insurance, which Risdosagala previously discussed.

TLO Premium Price: IDR 48.000/month
All Risk Premium Price: IDR 218.000/month
Workshop partners: 400+
Car age: max 7 years old

Auto Garda Car Insurance

As part of the Astra group, Garda Oto provides the best car insurance services for all types of your Toyota cars, starting from Agya, Avanza, Veloz, Etios, Innova, Sienta, Fortuner, Hi Lux, Vios, Yaris, Altis, Camry, and Harriers.

Garda Oto car insurance provides services with the widest network of authorized workshops throughout Indonesia as well as quality general partner workshops.

The benefits of Garda Oto car insurance include covering total and partial damage, up to loss, online claim process, genuine spare parts guarantee, and pick-up and drop-off services from and to the workshop.

TLO Premium Price: IDR 38,916/month
All Risk Premium Price: Rp218,833/month
Workshop partners: 170
Car age: max 10 years old

Insurance Monument

Motor vehicle insurance from Tugu Insurance, T Drive, offers the best cheap car insurance with premium prices starting from IDR 33.00 per month. T Drive offers two protection options, namely comprehensive and TLO.

Comprehensive provides coverage if your car is partially or completely damaged and provides replacement for lost vehicle. Meanwhile, TLO provides coverage for your lost Toyota car and for damage that exceeds 75 percent of the purchase price due to an accident or fire.

The advantages of T Drive car insurance from Tugu Insurance include an extensive network of workshops, replacement of valuables in the car in the event of theft accompanied by damage, a 24-hour call center, 24-hour emergency roadside assistance, and claims that you can make through the application. T Drive on your smartphone.

TLO Premium Price: IDR 33,000/month
All Risk Premium Price: IDR 175,000/month
Workshop partners: 300+
Car age: max 10 years old

How to Claim Toyota Car Insurance

How to claim insurance for Toyota brand motor vehicles is not much different from car insurance claims in general. For the record, it’s a good idea to make sure in advance that the car insurance policy you have is still active and check whether your car insurance is All Risk or TLO so that there are no misunderstandings between you and the insurance company.

Here’s how to claim Toyota car insurance that is generally done.

Report claims by coming directly to the branch office, telephone, SMS, or claim application provided by the insurance company. Generally, a claim report must be made a maximum of 5×24 hours after the incident, depending on company policy.
Prepare car insurance claim documents: vehicle documents (SIM and STNK), insurance policy documents, completed claim forms, photos of cars in the event of an accident/other loss to be claimed.
The team from the insurance company conducted a survey and analysis to calculate the estimated loss that occurred.
Wait for the results of the survey and analysis from the car insurance company of your choice
If your claim is approved, you will get a replacement claim in the form of repairs at the workshop or cash compensation.

That’s the recommendation for Toyota car insurance from TheNewbie. Come on, check and compare various car insurances other at TheNewbie.

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