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Benefits of Having Health Insurance

Benefits of having insurance, what are the benefits of having insurance? Have you ever thought about the benefits of having insurance, especially health insurance. Let’s review one by one.

1. No need to worry about the cost of treatment
No need to think about the cost of treatment so you can focus on recovering when you’re sick.


2. Protect savings
Will protect existing savings from the risk of increasing health costs due to health cost inflation.

3. Don’t bother the family
You won’t bother your family if you’re sick, they don’t have to worry about the cost of your treatment at the hospital


4. Does not require a loan for brobat

You don’t have to worry about the cost of medication that keeps going up, let alone borrowing money from your friends or relatives.

Currently, health insurance has covered costs according to hospital bills, so you don’t have to worry about hospital bills anymore, just with an affordable permit you can already have good health protection, such as PRU Solusi Sehat Syariah health insurance, which pays hospital bills in accordance with bill.

The Sharia Healthy Prussolution has advantages including:

PRUSSolution Syariah Health insurance flexible and affordable for you to have, premiums start from 280 thousand rupiah.

You can have rooms with room type or inpatient room limit rates.

Benefit limit of up to 65 billion, according to the plan you chose from the start

  • Outpatient & inpatient surgery

Treatment 30 days before and 90 days after hospitalization

ADVANTAGES of Sharia Health Insurance Prussolution:

Payment of insurance benefits according to hospital bills, according to the chosen plan.

  1. Flexibility in determining inpatient rooms, room type 1 bed 1 room or 2 bed 1 room. And with room limit rates.
  2. Extensive protection throughout the world.
  3. The sharia health policy is valid for 1 year of membership and can be extended to the insured age of 99 years.
  4. The sharia healthy prusso has a limit booster that adds an annual benefit limit of up to 65 billion.
  5. Outpatient benefits for dialysis and cancer treatment according to hospital bills.
  6. Outpatient care 30 days before and 90 days after hospitalization.
  7. More doctor visits per day 2x doctor visits per day and 2x visits to specialists and sub-specialists per specialist type per day.
  8. Claims outside the area that has been selected from the start with a certain percentage.
  9. The increase in the annual benefit limit is an additional 10% every year up to a maximum of 50%.

Provision GENERAL

  • Entry age 30 days – 70 years
  • 21 year old policyholder
  • Max extension of 98 years actual age
  • 30 day waiting period, except for COVID -19 without waiting period
  • 90 day cancer waiting period
  • The waiting period for certain diseases is 12 months
  • Premium 280 thousand
  • Frequency of payments monthly, 3 months, 6 months, yearly. For an annual payment, it’s free for 1 month, so it’s enough to pay for 11 months.

Facility Other

  • PRUSolusi Sehat Syariah Limit Booster Additional Limit given once at the beginning and can be used if the annual benefits have expired.
  • PRUSSaver solution for protection with cheaper premiums
  • NO Claim Bonus Annual benefit facility increases 10% from the initial benefit limit each year with a total accumulation of 50%
  • Dana Marhamah benefit is a compensation given if the participant dies due to illness/accident.

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