The following insurance provides protection against the corona virus ~ Insurance Academy

KONTAN.CO.ID – JAKARTA. President Joko Widodo (Jokowi) announced two positive patients infected with the corona virus (Covid-19) in Indonesia on Monday (2/3). Health protection also needs to be improved, including insurance protection from the deadly virus.
It is important to re-read the policy for health and life insurance holders regarding coverage for Covid-19 protection. Kontan.co.id again summarizes the products and commercial insurance companies that have stated that they provide protection against the Corona virus attack.

1. FWD Life
PT FWD Life Indonesia claimed to provide protection for diseases caused by the corona virus. Director, Chief of Proposition & Sharia FWD Life Ade Bungsu stated that the disease caused by the virus originating from Wuhan, China was classified as an infectious disease.
“All policies are basically death insurance. Usually there are coverage claims that are excluded by insurance. Well, we have two exceptions,” he told Kontan.co.id some time ago.
Furthermore, he said, exceptions to FWD Life insurance products are suicide in the first year and criminal acts or acts. So that he died from any result other than those two things, including the corona virus.
“As well as inpatient products, we also have exceptions. Meanwhile, diseases caused by the corona virus are included in the diseases that we cover,” said Ade.

2. Sun Life
PT Sun Life Financial Indonesia also has additional protection products tailored to the 2019 corona virus outbreak.
“The outbreak of the corona virus in various parts of the world has become a health problem that raises our concerns. In response to the existing situation, Sun Life Indonesia presents a special program in the form of providing additional protection for patients who are positively infected with the corona virus,” said Shierly Ge, Chief Marketing Officer of Sun Life Indonesia in a written statement in mid-February.
He continued, additional protection that Sun Life Indonesia will provide is a cash benefit of a maximum of IDR 10 million both within Indonesia and outside. The funds will be given once to each customer diagnosed positive for COVID-19. This additional protection period is valid from 1 February 2020 – 30 April 2020.
This additional protection applies to all Sun Medical Platinum and Sun Medical Executive customers, both Sharia and Conventional. The 30-day waiting period for cases of COVID-19 infection has been removed.

3. Generali
PT Asuransi Jiwa Generali Indonesia through the Global Medical Plan provides insurance for health services worldwide with a total coverage of up to Rp 35 billion.
Generali Indonesia CEO Edy Tuhirman said Generali would be committed to providing claim services for its customers if they were exposed to the corona virus. He said Generali will fully guarantee and cover the treatment of customers infected with the corona virus according to the policy provisions.
“Generali will fully guarantee and cover the treatment of customers infected with the corona virus according to the policy provisions. The first step that the policyholder must take is to ensure that the type of illness is included in the policy coverage and when claiming, the customer must ensure that the policy is active. To speed up the claim process, policyholders must prepare the necessary documents, claims are not in the Policy Waiting Period, and use our hospital network for cashless claims, “said Edy in a written statement.

4. AIA
Not to be outdone, PT AIA Financial (AIA) also has insurance products that protect against the threat of the corona virus. This life insurance company provides special benefits to all AIA customers who are positively diagnosed with the corona virus.
This special benefit is that if a customer is positively infected with the corona virus and is required to undergo hospitalization, he will get special benefits in the form of cash funds of IDR 1.5 million per day during hospitalization for up to a maximum of 30 days.
“We at AIA are very concerned about the outbreak of the corona virus and want to give our customers peace of mind. These special benefits that we provide are a manifestation of our commitment to helping millions of families in Indonesia live healthier, longer, better lives,” said AIA Chief Marketing Officer Lim Chet Ming.
He added, this special benefit will complement the existing policy benefits and apply when a customer is positively diagnosed with the corona virus from February 6, 2020 to March 31, 2020.

4. AIA
Not to be outdone, PT AIA Financial (AIA) also has insurance products that protect against the threat of the corona virus. This life insurance company provides special benefits to all AIA customers who are positively diagnosed with the corona virus.
This special benefit is that if a customer is positively infected with the corona virus and is required to undergo hospitalization, he will get special benefits in the form of cash funds of IDR 1.5 million per day during hospitalization for up to a maximum of 30 days.
“We at AIA are very concerned about the outbreak of the corona virus and want to give our customers peace of mind. This special benefit that we provide is a manifestation of our commitment to helping millions of families in Indonesia live healthier, longer, better lives,” said AIA Chief Marketing Officer Lim Chet Ming.
He added, this special benefit will complement the existing policy benefits and apply when a customer is positively diagnosed with the corona virus from February 6, 2020 to March 31, 2020.

Source: Kontan.com